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Prosper’s online electronic payment system lets you manage your entire consolidation loan directly and with ease.

A debt consolidation loan pays off debt because a lender will loan you the money to pay off your existing debt by lending you the money you need to do that.

Replace your credit card debt with a consolidation loan through Prosper, where your interest rate won’t change and your loan principal gets paid down as you make fixed monthly payments.

At Prosper, we understand the importance of maintaining the best credit score possible.

For example, if you have 3 credit cards and you owe a combined ,000 on them, when you ask your lender for a consolidation loan, if you qualify, they will lend you the ,000.

Then, typically, they will pay off your existing credit cards with the money, close those credit card accounts, and then you make one monthly payment to your lender for the ,000 you borrowed.

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